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This report was published by the former Department of Families, Community Services and Indigenous Affairs (FaCSIA).
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Appendix 3: Analyses of Wave 1 data


Table A12: Effects on income poverty (before-housing), Wave 1
Variable
Background
+Education
+Marital
status
+Work
+Wealth
Intercept
-1.96
***
-1.83
***
-1.21
***
-1.54
***
-1.69
***
Male
-0.42
***
-0.36
***
-0.29
***
0.02
 
-0.03
 
Age
0.26
***
0.22
***
0.19
***
0.22
***
0.25
***
Number of siblings
0.06
***
0.04
***
0.04
**
0.03
*
0.03
*
Not living with both parents at age 15
0.33
**
0.33
**
0.25
*
0.20
 
0.30
*
First language not English
0.49
***
0.53
***
0.66
***
0.51
***
0.56
***
Indigenous
0.61
**
0.56
*
0.27
 
0.03
 
0.03
 
Parental occupational status (10s)
-0.05
**
0.00
 
0.00
 
0.00
 
0.01
 
Catholic school
-0.18
 
-0.12
 
-0.17
 
-0.12
 
-0.14
*
Independent school
-0.10
 
0.04
 
0.02
 
-0.02
 
0.02
 
Postgraduate qualification
-
 
-1.46
***
-1.37
***
-0.86
***
-0.80
*
Bachelor degree
-
 
-0.70
***
-0.71
***
-0.38
*
-0.32
 
Diploma
-
 
-0.37
*
-0.37
*
-0.14
 
-0.18
*
Advanced certificate
-
 
-0.12
 
-0.06
 
0.01
 
0.07
 
Certificate
-
 
-0.09
 
-0.07
 
-0.16
 
-0.17
 
<Year 12
-
 
0.24
*
0.23
**
-0.01
 
-0.02
 
Married
-
 
-
 
-1.48
***
-1.23
***
-1.12
***
De facto
-
 
-
 
-1.30
***
-1.13
***
-1.08
***
Separated
-
 
-
 
-0.46
**
-0.23
 
-0.22
 
Divorced
-
 
-
 
-0.39
**
-0.13
 
-0.14
 
Widowed
-
 
-
 
-0.40
**
-0.36
*
-0.32
 
Number of children
-
 
-
 
0.12
***
0.07
**
0.07
**
Occupational status (10s)
-
 
-
 
-
 
-0.11
***
-0.09
***
% time in work (10s)
-
 
-
 
-
 
-0.14
***
-0.12
***
% time unemployed (1s)
-
 
-
 
-
 
0.02
***
0.02
***
Wealth ($100,000)
-
 
-
 
-
 
-
 
-0.07
***
Rescaled R square
0.07
 
0.10
 
0.16
 
0.21
 
0.22
 
Note: ***p<0.001, **0.001<p<0.01, *0.01<p<0.05.

Table A13: Effects on income poverty (after-housing), Wave 1
Variable
Background
+Education
+Marital
status
+Work
+Wealth
Intercept
-1.63
***
-1.62
***
-1.05
***
-1.32
***
-1.50
***
Male
-0.41
***
-0.35
***
-0.31
***
-0.04
 
-0.07
 
Age
0.01
 
-0.02
 
-0.03
 
0.00
 
0.03
 
Number of siblings
0.06
***
0.04
**
0.03
*
0.03
*
0.03
*
Not living with both parents at age 15
0.20
*
0.21
*
0.12
 
0.08
 
0.12
 
First language not English
0.57
***
0.62
***
0.75
***
0.59
***
0.64
***
Indigenous
0.45
*
0.41
*
0.11
 
-0.12
 
-0.21
 
Parental occupational status (10s)
-0.04
**
0.00
 
0.00
 
0.01
 
0.01
 
Catholic school
-0.15
*
-0.09
 
-0.15
 
-0.09
 
-0.08
 
Independent school
-0.06
 
0.05
 
0.05
 
0.02
 
0.12
 
Postgraduate qualification
-
 
-1.04
***
-0.94
***
-0.47
*
-0.39
*
Bachelor degree
-
 
-0.49
***
-0.48
***
-0.17
 
-0.14
*
Diploma
-
 
-0.18
 
-0.19
 
0.03
 
-0.01
 
Advanced certificate
-
 
-0.08
 
-0.02
 
0.07
 
0.12
 
Certificate
-
 
0.13
 
0.16
 
0.09
 
0.10
 
<Year 12
-
 
0.33
***
0.31
**
0.09
 
0.05
 
Married
-
 
-
 
-1.43
***
-1.21
***
-1.05
***
De facto
-
 
-
 
-1.11
***
-0.96
***
-0.86
***
Separated
-
 
-
 
-0.18
 
0.03
 
0.05
 
Divorced
-
 
-
 
-0.49
***
-0.27
*
-0.27
 
Widowed
-
 
-
 
-0.54
***
-0.56
***
-0.53
**
Number of children
-
 
-
 
0.14
***
0.10
***
0.09
***
Occupational status (10s)
-
 
-
 
-
 
-0.11
***
-0.10
***
% time in work (10s)
-
 
-
 
-
 
-0.13
***
-0.12
***
% time unemployed (1s)
-
 
-
 
-
 
0.01
***
0.01
***
Wealth ($100,000)
-
 
-
 
-
 
-
 
-0.06
***
Rescaled R square
0.03
 
0.06
 
0.12
 
0.17
 
0.18
 
Note: ***p<0.001, **0.001<p<0.01, *0.01<p<0.05.

Table A14: Effects on subjective poverty (poor and very poor), Wave 1
Variable
Background
+Education
+Marital
status
+Work
+Income and
wealth
Intercept
-3.22
***
-3.45
***
-2.86
***
-3.06
***
-3.92
***
Male
0.26
*
0.28
*
0.29
*
0.44
***
0.38
**
Age
-0.11
**
-0.15
***
-0.07
 
-0.03
 
0.08
 
Number of siblings
0.06
**
0.04
 
0.03
 
0.03
 
0.02
 
Not living with both parents at age 15
0.32
 
0.32
 
0.18
 
0.15
 
0.09
 
First language not English
0.36
*
0.46
**
0.62
***
0.52
***
0.30
 
Indigenous
0.38
 
0.33
 
-0.03
 
-0.19
 
-0.39
 
Parental occupational status (10s)
-0.04
 
0.00
 
0.00
 
0.01
 
0.01
 
Catholic school
-0.23
 
-0.14
 
-0.19
 
-0.15
 
-0.04
 
Independent school
-0.25
 
-0.10
 
-0.12
 
-0.17
 
-0.28
 
Postgraduate qualification
-
 
-0.80
*
-0.71
*
-0.35
*
-0.10
 
Bachelor degree
-
 
-0.30
 
-0.28
 
-0.05
 
-0.02
 
Diploma
-
 
-0.04
 
-0.08
 
0.09
 
0.14
 
Advanced certificate
-
 
0.36
 
0.38
 
0.44
*
0.27
 
Certificate
-
 
0.49
*
0.47
*
0.40
 
0.33
 
<Year 12
-
 
0.56
**
0.54
**
0.41
*
0.19
 
Married
-
 
-
 
-1.67
***
-1.50
***
-1.00
***
De facto
-
 
-
 
-0.82
***
-0.72
***
-0.51
**
Separated
-
 
-
 
-0.16
 
-0.02
 
-0.18
 
Divorced
-
 
-
 
0.12
 
0.25
 
0.10
 
Widowed
-
 
-
 
-1.64
***
-1.69
***
-1.63
***
Number of children
-
 
-
 
0.14
***
0.11
**
0.06
 
Occupational status (10s)
-
 
-
 
-
 
-0.08
*
0.01
 
% time in work (10s)
-
 
-
 
-
 
-0.08
**
-0.03
 
% time unemployed (1s)
-
 
-
 
-
 
0.01
**
0.01
*
Wealth ($100,000)
-
 
-
 
-
 
-
 
-0.33
***
Equivalised disposable household income ($10,000)
-
 
-
 
-
 
-
 
-0.04
***
Rescaled R square
0.02
 
0.03
 
0.11
 
0.13
 
0.22
 
Note: ***p<0.001, **0.001<p<0.01, *0.01<p<0.05.

Table A15: Effects on financial stress (two or more incidences), Wave 1
Variable
Background
+Education
+Marital
status
+Work
+Income and
wealth
Intercept
-1.81
***
-1.89
***
-1.61
***
-1.73
***
-2.10
***
Male
-0.11
 
-0.09
 
-0.02
 
0.03
 
0.01
 
Age
-0.47
***
-0.51
***
-0.55
***
-0.51
***
-0.40
***
Number of siblings
0.09
***
0.08
***
0.06
***
0.06
***
0.04
**
Not living with both parents at age 15
0.27
**
0.28
**
0.18
 
0.15
 
0.14
 
First language not English
0.01
 
0.11
 
0.24
*
0.16
 
0.07
 
Indigenous
0.74
***
0.70
***
0.38
 
0.30
 
0.19
 
Parental occupational status (10s)
-0.04
*
0.01
 
0.02
 
0.03
 
0.02
 
Catholic school
-0.14
 
-0.03
 
-0.08
 
-0.03
 
-0.04
 
Independent school
-0.23
 
-0.09
 
-0.07
 
-0.08
 
0.08
 
Postgraduate qualification
-
 
-1.17
***
-1.09
***
-0.79
***
-0.51
*
Bachelor degree
-
 
-0.53
***
-0.50
***
-0.29
*
-0.23
 
Diploma
-
 
-0.11
 
-0.16
 
-0.04
 
0.09
 
Advanced certificate
-
 
0.15
 
0.14
 
0.18
 
0.06
 
Certificate
-
 
0.35
**
0.33
*
0.26
 
0.16
 
<Year 12
-
 
0.47
***
0.41
***
0.29
*
0.13
 
Married
-
 
-
 
-1.44
***
-1.31
***
-0.92
***
De facto
-
 
-
 
-0.63
***
-0.57
***
-0.38
**
Separated
-
 
-
 
0.03
 
0.13
 
0.12
 
Divorced
-
 
-
 
0.19
 
0.27
*
0.16
 
Widowed
-
 
-
 
-0.95
***
-0.95
***
-1.04
***
Number of children
-
 
-
 
0.26
***
0.23
***
0.19
***
Occupational status (10s)
-
 
-
 
-
 
-0.07
***
-0.02
 
% time in work (10s)
-
 
-
 
-
 
-0.05
**
-0.01
 
% time unemployed (1s)
-
 
-
 
-
 
0.02
***
0.01
***
Wealth ($100,000)
-
 
-
 
-
 
-
 
-0.18
***
Equivalised disposable household income ($10,000)
-
 
-
 
-
 
-
 
-0.03
***
Rescaled R square
0.12
 
0.15
 
0.24
 
0.26
 
0.30
 
Note: ***p<0.001, **0.001<p<0.01, *0.01<p<0.05.

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Appendix 2: Details on the data, measures and weights